Risk Profiler

Jom main soklan2 menguji diri.. hihihik..

actually saya suka stp kali balik dari short course UT Pub Mutual. sbb banyak benda boleh share pd korg2 yg sedang/bakal bergelar INVESTOR

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Please Answer ALL Questions:
1. When you hear unexpected adverse or bad financial news, you
a. Never overreact
b. Rarely overreact
c. Always overreact

2. Between a new position offering greater job security with small pay rise and another with a high pay rise but less job security, which would you select?
a. Probably higher pay rise
b. Not sure
c. Probably greater job security

3. Would you borrow money or go on margin trading to make an investment that might double your money?
a. Yes
b. Maybe
c. No

4. if you have investment in a stock that rose 30% within 6 months after you brought it you would
a. do nothing or buy more shares
b. sell some shares
c. sell all your shares

5. Do you believe luck is important in making your investment decision?
a. Yes
b. Sometimes
c. No

6. If you could increase your chances of improving your returns by taking more risk, you would be
a. Willing to take a lot more risk with all your money
b. Willing o take some risk with some of your money
c. Unwilling to take much more risk

7. In case of emergency, would you have available savings to pay for
a. Less than 3 months’ living expenses
b. 3 - 12 months’ living expenses
c. More than 12 months’ living expenses

8. What percentage of your household income (after tax) is spent each month paying of credit card bills, payments and either on rent or mortgage payments?
a. More than 50%
b. Between 25% and 50%
c. Less than 25%

9. Would you invest in a stock based on a friend’s tip?
a. Yes
b. Maybe
c. No

10. Which one the following statements best describes your feelings about investment risks?
a. I prefer to select an aggressive mix of investments
b. I prefer to select a balanced mix of investments
c. I prefer to select a conservative mix of investments

11. Do you expect your future earning over the next five years to
a. Increase
b. Stay the same
c. Decrease

12. Would you invest in individual stocks or equity (stock-base) unit trusts?
a. Yes
b. Maybe
c. No


Scoring
For all questions,
a = 3 points
b = 2 points
c = 1 points

Result?
Your total marks will reveal whether you are aggressive/moderate/conservative investor. ^__^